Private investigator called

I find it funny that everyone assumes the lady is scamming and not the insurance company just attempting to avoid its obligations. I mean insurance companies are known for avoiding payouts as much as possible. As far as talking to the PI IDK and good luck I have no opinions to share on the matter and no good advice to give.
 
Fire Lord Jim said:
Ever see the video of the basketball players with the gorilla? What happened, verses what you saw, are not always the same. Our brains add and ignore elements, create a script, then save that script as a memory.

Here's the fun part: every time we pull up that memory and then put it back, the memory changes. I am confident in what I "know" yet when it comes to testimony, oaths, under penalty of perjury, something with external consequences, "I'm not sure" is probably most accurate.

Calling 9-1-1 was right as it requires a lower level of certainty than making a sworn statement. I'd block the caller. But then, I don't watch PI movies.
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This has been shown countless times to be true. When you look into this more, you realize that no witness testimony can really ever be especially reliable. The interesting thing is the part about the memory changing every time you recall it.

I once read that 5x the number of people who went to Woodstock claim to have gone. Memory is a funny thing. When you know this stuff, it does help the balance your own inner narrative.

Basically, as you learn more it makes you more comfortable using the expression, "I don't know."
 
rick81721 said:
So you picked two two high end disability possibilities? Corporate disability pays 60% - so this lady would have to be making $300K a year to qualify for that much. And if you knew anything about disability insurance, you would know the insurance company would be very certain the injuries were real AND disqualifies said person from doing their job before paying out. Someone getting 300K/year isn't doing manual labor!
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who said anything about corp disability?
If it is disability at all - you wanted an example, i gave you one.
This might just be a simple slip&fall suit, and they are collecting info for negotiations.
Perhaps her lawyer hired a PI to make sure Ms Manny "didn't see anything, or can't recall" -
still going to end up being deposed if it gets to that point - which it probably wouldn't.

i carried an independent LTD policy which would pay almost $10k/month for many years, and was COLA indexed,
which specified i had to be able to work in the industry i was trained. no exceptions. (i could go do something else, and still collect)
I paid the policy, because if my co did, the benefit would be taxed.

Now back to it. Why are we not talking to the PI?
Maybe a Brazilian Drug Lord is worried about her vig?
 
Norm said:
This has been shown countless times to be true. When you look into this more, you realize that no witness testimony can really ever be especially reliable. The interesting thing is the part about the memory changing every time you recall it.

I once read that 5x the number of people who went to Woodstock claim to have gone. Memory is a funny thing. When you know this stuff, it does help the balance your own inner narrative.

Basically, as you learn more it makes you more comfortable using the expression, "I don't know."
Click to expand...

i was the naked kid on the album cover.
 
rick81721 said:
Easy way out is to simply say: four years ago, are you kidding? What lady who fell? Where?
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I was involved with a personal injury suit that lasted over ten years. This person poorly packed their own bike in a shipping box and the fork was cracked. The fork cracked when they next rode it.
 
Patrick said:
who said anything about corp disability?
If it is disability at all - you wanted an example, i gave you one.
This might just be a simple slip&fall suit, and they are collecting info for negotiations.
Perhaps her lawyer hired a PI to make sure Ms Manny "didn't see anything, or can't recall" -
still going to end up being deposed if it gets to that point - which it probably wouldn't.

i carried an independent LTD policy which would pay almost $10k/month for many years, and was COLA indexed,
which specified i had to be able to work in the industry i was trained. no exceptions. (i could go do something else, and still collect)
I paid the policy, because if my co did, the benefit would be taxed.

Now back to it. Why are we not talking to the PI?
Maybe a Brazilian Drug Lord is worried about her vig?
Click to expand...
Ha you started the disability angle - forgot already? 🤣 Again another obscure anecdote that might apply to a very tiny % of the population.

Some people have this crazy notion from TV that if you get injured in an accident, a few months later the insurance company sends an armored car to your house with a crate of cash. Doesn't work that way. We just went thru this with wifey's TBI after her fall. Took more than 2 years to get approved for SSDI that pays 50% more of her monthly SS until age 65. It was retroactive to her injury tho. Very difficult to scam these guys.
 
Given the questions asked of me in the courtroom, I will guess the first case related question will be:
Did you see the person go from a standing position to a position on the ground? Did you see them fall and can you describe it?
If that answer is no, then they will dismiss you saying that you cannot be certain the person did not lay on the ground willfully.
If your wife did see the person fall, the lawyers will have experts in physics, ballet, choreography and everything else to refute what she saw and what is possible. They will also ask personal questions to intimidate her and make her fluster and show her in a bad light.
Even with all that, they will use the 4 year time gap to refute it.
I am not taking sides, just letting you know what I went through with an assault case.
 
rick81721 said:
So you picked two two high end disability possibilities? Corporate disability pays 60% - so this lady would have to be making $300K a year to qualify for that much. And if you knew anything about disability insurance, you would know the insurance company would be very certain the injuries were real AND disqualifies said person from doing their job before paying out. Someone getting 300K/year isn't doing manual labor!
Click to expand...

maybe - but you wanted to justify the $$$, so i did. then you said no, and i justified it again.

so you are in the shut-up vote, and wait until deposition compels you to speak?
First Q - why were you unwilling to talk to investigators? A: Internet told me not to, i saw Ozark.

and again if the answer is I didn't see her, and I didn't move her, i just called 911 and told her they are on their way
then why wouldn't someone answer that question. they aren't going to pull out a lie detector, or dart ya with sodium pentothal just in case...
maybe park outside the house for a couple weeks to see if you know the person. tap your cell probably.
car tracking sure. drone surveillance. absolutely.

an insurance co doesn't want the cost of litigation and a possible jury award, and the injured can't risk losing in court, cause no other recourse.
they will settle with the info they have in-hand, unless they are too hard headed.

Glad you were able to work out the SSD stuff. Hopefully she is doing well -
 
rick81721 said:
Ha you started the disability angle - forgot already? 🤣 Again another obscure anecdote that might apply to a very tiny % of the population.

Some people have this crazy notion from TV that if you get injured in an accident, a few months later the insurance company sends an armored car to your house with a crate of cash. Doesn't work that way. We just went thru this with wifey's TBI after her fall. Took more than 2 years to get approved for SSDI that pays 50% more of her monthly SS until age 65. It was retroactive to her injury tho. Very difficult to scam these guys.
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The shocking part is how many people will grind it out with the courts for years and many many dr visits just to get paid out $20K-$80K.

For the pro’s the pattern is clear, the medical issue is one that cannot possibly be proven/disproven and the doctors ( and perhaps even lawyers ) chosen make their living specializing in a pipeline of exactly this.

Some insurance companies just pay out others have a different mindset and grind away for the bottom end of the settlement cost. Not fun when the insured person is stuck with this for years until the claimant settles. ( damn Allstate )
 
THATmanMANNY said:
Now he is asking to meet her to give a statement that she found her on the ground but didn’t actually see her fall.
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Re-reading the post and this sticks out. So the Pi wants to jog her memory and suggest the statement that your wife will make? I would pretend like this guy doesn't exist....
 
jdog said:
I was involved with a personal injury suit that lasted over ten years. This person poorly packed their own bike in a shipping box and the fork was cracked. The fork cracked when they next rode it.
Click to expand...

I think the primary defense tactic for insurance cos (and the government) is delay. They are hoping either the plaintiff dies or it drags out so long no one remembers what happened.
 
Patrick said:
maybe - but you wanted to justify the $$$, so i did. then you said no, and i justified it again.

so you are in the shut-up vote, and wait until deposition compels you to speak?
First Q - why were you unwilling to talk to investigators? A: Internet told me not to, i saw Ozark.

and again if the answer is I didn't see her, and I didn't move her, i just called 911 and told her they are on their way
then why wouldn't someone answer that question. they aren't going to pull out a lie detector, or dart ya with sodium pentothal just in case...
maybe park outside the house for a couple weeks to see if you know the person. tap your cell probably.
car tracking sure. drone surveillance. absolutely.

an insurance co doesn't want the cost of litigation and a possible jury award, and the injured can't risk losing in court, cause no other recourse.
they will settle with the info they have in-hand, unless they are too hard headed.

Glad you were able to work out the SSD stuff. Hopefully she is doing well -
Click to expand...

No I am in the "don't recall" vote. I thought I made that clear initially!
 
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