help a tree fell on my garage

Arwen's Mom

Arwen's Mom

Mother of Dragons, Breaker of Chains
No one is hurt,
No humans cats puppies or bikes were harmed
Not sure about the garage, well, because theres a tree on it.
Anyone here do tree removal?
Or know of a service that wont rip me off?

Stupid questions:
Do we contact home owners insurance first?
We arent really sure if the tree belongs to me or my neighbor as its right on the line, but does that even matter? My other neighbor says it doesnt.
Why do things like this happen on a Sunday when most everyone is closed?
 
Definitely call home owners

If you remove tree before insurance company take pics of all angles.

Hopefully your deductible isn't outrageous.

Good luck.
 
Yes call your insurance co. first. Take pictures. If you are worried call at least two tree companies and compare what they say over the phone.

More complicated is who is going to repair the damage to the garage? If rain is getting in you need to get a tarp and protect the inside.

Be thankful all of the creatures (and bikes!) are safe.
 
I had a neighbors tree fall on my property last year. They called it an "Act of God "-
this day an age you wouldn't think they could call it that :)
It actually fell under my home owners , even though it was my neighbors tree.
I cut it up , repaired my fence and pool deck railing and got a check for $1200.00 !
Hoping another one falls similarly !!
 
Arwen's Mom said:
We arent really sure if the tree belongs to me or my neighbor as its right on the line, but does that even matter? My other neighbor says it doesnt.
Click to expand...

You own the portion of any tree that falls on your property. Any damage is your problem. Doesn't matter where it was rooted. All that matters is where it fell. Just like leaves, you clean up what fell on your lawn no matter if they grew on your neighbors tree.
 
work through your insurance co - also get some local quotes. just call one of the big guys for an estimate.
then argue with insurance co to up the $$$ - then we'll clean it up.

pictures please!
 
fidodie said:
work through your insurance co - also get some local quotes. just call one of the big guys for an estimate.
then argue with insurance co to up the $$$ - then we'll clean it up.

pictures please!
Click to expand...
the pics dont really do it justice how BIG this tree really is. Had 2 fellas come over. Price was within $100 of each other but one wouldnt give me a written quote. The other one did and he was more personable anyway.
heres just a few, with all the shrubbery at my house it just looks like more shrubberyP1017460.JPG
my neighbors fence got hitP1017465.JPG
view from the street so you can see the top of the garage and tree laying on it. Covers the whole garage roofP1017469.JPG
 
good that you got a quote - insurance next!

looks like alot of tree there!
 
thanks everyone for your replies.
@goodvibe I will call them thanks
@mstyer I will try them too.

I did call insurance company but being sunday they are closed. So will call first thing this morning. Need get it out asap as its inconveniencing the neighbor :confused:
 
Arwen's Mom said:
thanks everyone for your replies.
@goodvibe I will call them thanks
@mstyer I will try them too.

I did call insurance company but being sunday they are closed. So will call first thing this morning. Need get it out asap as its inconveniencing the neighbor :confused:
Click to expand...
Tough Break and good luck.

Green Mountain all the way. For sure you know Larry from Halters.
 
good to hear everyone is safe, I'm too far from you so don't think my contacts would help
neighbor is bit of a jerk, for sake a tree just hit your home, good luck with the solution
 
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