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  1. Gnick

    How the hell are we supposed to retire?

    unfortunately I've had the same experience and fell for it a few years back. i had some of my money locked up in a "protected account" which was actually an annuity for 6 years. It did OK, but not as well if it were just in well diversified index funds. After i pressed the financial advisor...
  2. Gnick

    How the hell are we supposed to retire?

    yes - a good accountant that you pay a fee too will be able to help. be very careful with someone who calls themselves a financial advisor.
  3. Gnick

    How the hell are we supposed to retire?

    ive got to agree - i have a rental property and i just dont like dealing with it. I have a rental management company that manages it. they do a good job, but its expensive. we tried to do it on our own, but dealing with tenants and the bullshit just wasn't worth it. in addition, the property...
  4. Gnick

    How the hell are we supposed to retire?

    i struggle with this too. my wife works real estate so we're never sure if we're going to exceed the roth IRA limit. therefore i usually just wait until the taxes are done. if we dont exceed the limit, ill pull money from savings and max out the IRA. if we do, ill invest otherwise.
  5. Gnick

    How the hell are we supposed to retire?

    everyone should be reading these a random walk down wallstreet red book of common sense investing the next door millionaire dollar cost averaging into your retirement accounts. 401k, IRA etc is the best way to save for retirement for most people. If you max out these retirement accounts over...
  6. Gnick

    Glen Park 4/7 fun runs

    just seeing this now - i am interested.
  7. Gnick

    Allaire Conditions

    this + deet and permethrin. and i havent ever seen a tick or chigger on me. knock on wood.
  8. Gnick

    Pisgah, NC

    I was just down there. I climbed To the top of Bennett’s gap and rode that, then climbed back to the top of black mountain and rode that down. Absolutely awesome. Stop in at one of the bike shops in Brevard and have them mark up a map
  9. Gnick

    Thule T2 Pro

    Ahhhhhh! Bummer! I have a 2” hitch. Thanks for posting that though man because it probably saved us both the headache. I was all in. I suppose you can move onto the next guy. Good luck
  10. Gnick

    Thule T2 Pro

    Did it sell?
  11. Gnick

    Specialized fuse 6 fattie SOLD

    SOLD!!
  12. Gnick

    MASS enduro, bear creek

    It was closed unfortunately, but it looks awesome. I ride the white trail and it makes the sourlands seem smooth as asphalt.
  13. Gnick

    MASS enduro, bear creek

    Went ahead and did some riding at bear creek today. Pretty gnarly.
  14. Gnick

    Specialized fuse 6 fattie SOLD

    Size medium 2016 specialized with lots of upgrades. $1000 with Yari or $800 with the stock Suntour raidon. See pinkbike link for more info. Awesome aggressive hardtail, climbs great, descends like a monster. https://m.pinkbike.com/buysell/2549342/
  15. Gnick

    Glen Park 4/7 fun runs

    I’m in for next time
  16. Gnick

    MASS enduro, bear creek

    Does anyone know when the stages will be ready for pre ride for the MASS enduro at bear creek? I’m hoping I can get out there and ride it the week before the race on 5/5
  17. Gnick

    6 Mile Run Conditions

    I plan on riding here tomorrow - hope all is well
  18. Gnick

    Short Track Recap

    Had a great first race today guys. No idea where I placed in beginner, just happy I finished. It justifys that I must purchase a smart trainer for sure. The greasy switchback climbs were a bear, but man did I love those sketchy downhills. Thanks to everyone that put this together.
  19. Gnick

    2019 Short Track Date Change - One Race to Rule them All on March 31st

    Yea - of rain Sorry for the questions. Obviously you’re fucking with me. This is my first short track race. I’m just wondering if it’s possible this could be canceled due to the rain in forecast.
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