I'm starting a full gut renovation at my nearing 100 yr old house and I want to run a inverter driven heat pump system. Can I get away without a secondary furnace? I don't want one but I also don't want to hear from my wife that she is cold for the next 20 yrs. I've been reading up and watching yt walkthroughs on different systems but they come from different parts of the country and am hoping to get some more local insight. The house will have all new(sealing) windows and doors and actually be insulated so from what I have seen I think I want to run a HRV or an ERV and I'm not sure if one is better than the other in our north jersey(bergen county) climate. I want to have a well informed plan in mind when I meet with the GC's hvac professional. I don't want to be pushed into what they systems they might do the most of but what is best for me and my house. Thanks for reading through this and any experienced advice is greatly appreciated.