I think you are older than me, what is the alternative?
Interesting. I know I'm old but what's the alternative??
I use Fidelity as a brokerage and they offer free checking and free ATM.
When I say free ATM they don't have any of their own ATM machines, they just pay the fee when you use whatever/wherever ATM. So way better than a bank ATM.
I'm *assuming* any brokerage you use has the same features. Well except Vanguard of course.
Then again while the ATM thing seems nice, I haven't used the card since pre-Covid and don't even remember my PIN. I just use the cash from bike stuff I sell because I use the credit card for almost all purchases.
I possibly write less than one check a year.
It's sort of like a bank, but it isn't. I don't go to one of those annoying buildings.
We are all waiting anxiously. Buried in the yard? Mattress? Attic? Does your employer pay you in cash?
Completely unrelated: where do you live?
I only have a few hundred in cash on hand.
My employer paid me by check until Covid hit. I would either take a picture using my phone or walk over to Fidelity because they had cans of diet coke for customers and the walk is nice. Once Covid hit they moved to direct deposit.