Who are you using? The vet kinda talked us out of it originally, but after the last 24hr vet bill, I need to look into it.
If it helps, we use Healthy Paws-
When I researched about 8 years ago,
there were 3 main contenders,
all sorta the same.
With HP, we choose a coverage level (90%), after $200 deductible,
we get 90% coverage on eligible expenses.
Not eligible: well care, basic visits, dental (unless it's due to an accident), pre-existing conditions
Submitting claims is super simple and they get processed fast.
Despite increased premiums over the years, it has always worked out in our favor